To Whom It May Concern:

We are writing this letter of reference because we want you to know how outstanding Stephen Fredrick is. He is the consummate public adjuster. He is thoroughly versed in insurance and doggedly pursues everything to which you are entitled. His mild, yet firm manner, prevents an adversarial relationship from developing with the insurance company's adjuster. Equally important, he understands the emotional toll exacted on his clients as a result of the claim for which he is fighting.

When our foundation collapsed, Steve had the knowledge and foresight to know what repairs would need to be done before our home was returned to its pre-disaster condition, and in many cases, he knew of quality repairmen to perform the work. He is diligent, conscientious and never backs down from what he knows is right. I'm sorry you too have had a disaster, but do yourself a favor and let Steve take care of your claim!

Sigi and Ned Moriece
Sarasota, FL

After vandals destroyed my Commercial dry-cleaning business and all the sophisticated machinery, I thought settling the insurance claim would be pretty simple. Boy, was I ever wrong. For over a year I worked with attorneys and another public adjuster and got nowhere. Then I found Mr. Fredrick, and everything changed. Mr. Fredrick pursued all his resources and successfully resolved my claim for damages to the equipment and my business interruption.

James Terry
Tampa, FL

"Our 36-unit apartment building sustained substantial wind damage which the insurance company first claimed to be less than our deductible ($3,000). After months passed with limited success, our first public adjuster recommended enlisting Mr. Fredrick's services. He turned our claim in successfully for more than $100,000.00 -- a job well done."

Art Deco Properties

"My insurance company told me they would only pay $1,400. for my loss. I was forced to take out a loan to repair my damage. A friend told me about Mr. Fredrick and after less than two months, he convinced the company to pay an additional $10,990! I can't believe the difference."

John Perruc